---
title: "Solo Health Partner: Alternative Balance"
---

![solo ab logo lockup](https://info.solo.health/hs-fs/hubfs/solo%20ab%20logo%20lockup.png?width=2400&height=609&name=solo%20ab%20logo%20lockup.png "solo ab logo lockup")

![](https://info.solo.health/hubfs/yellow%20dots-element.png)

# Major Medical Coverage. *For the business-of-one.*

Alternative Balance has partnered with Solo Health to provide affordable health plans designed with the independent worker in mind.

Solo's health plan combines nationwide PPO coverage, no open enrollment windows, and concierge support when you need it.

[Get Your Rates →](https://solo.health/?utm_source=Alternative%20Balance#quote-section)

[Schedule a Consultation](https://calendly.com/d/cyqq-hg7-xsj/alternative-balance-x-solo-health-collective)

No commitment. Takes about 2 minutes.

1.4M+

Providers nationwide (PHCS PPO)

$0

Preventive care before deductible

100%

Covered after your deductible is met

All 50

Available in all 50 states

How Solo Works

Three steps to your own health plan.

1

### Check your eligibility

To join, you must have a valid EIN for your business and pass a brief health questionnaire. Most healthy solopreneurs qualify in minutes.

→ Takes about 5 minutes

2

### Get your personalized rate

Rates are calculated by age, zip, and gender. You can also add family members. Choose from three plan designs with deductibles of $2,500, $5,000, or $10,000.

→ No commitment required

3

### Your business establishes the plan

Your business creates a self-funded plan within Solo's captive framework, backed by an A+ rated reinsurer. Don't worry — Solo handles all the paperwork.

→ Coverage can start within days

What's Included

Comprehensive coverage. Real support.

#### Nationwide PPO Access

Access 1.4 million+ providers through the Multiplan PHCS network — in all 50 states.

#### Preventive Care at $0

Checkups, screenings, labs, and immunizations are fully covered before the deductible kicks in.

#### Deductible = Out-of-Pocket Max

Once you hit your deductible, the plan pays 100% of covered services. No coinsurance surprises.

#### Concierge Member Support

Real humans answer your questions. Solo's team helps you navigate providers, claims, and coverage.

#### HSA-Compatible

Solo's high-deductible design qualifies for an HSA — giving you a powerful tax-advantaged savings tool.

#### Mental Health Coverage

Therapy, counseling, and psychiatry covered — both in-network and with out-of-network options.

Member Stories

Solopreneurs who made the switch

[Trustpilot](https://www.trustpilot.com/review/hbgsolo.com)

★★★★★

> "It took 10 minutes total to find out what my rate would be and enroll. It's cheaper than my previous insurer and has a lower deductible. We've been on the plan for over 2 years and are very satisfied. Highly recommend to all my fellow small business owners!"

Sam C.

Tradesperson, Business Owner

★★★★★

> "Coming from the NYS marketplace, Solo's been so easy to work with and I wish I switched sooner. The agent I worked with, Kylie, is incredibly helpful and responsive. I highly recommend to any freelancer trying to navigate health insurance on their own!"

Helen H.

Freelance Photographer

★★★★★

> "I've had a wonderful experience with Solo! Any time I've had a question, I've gotten to talk to a real person and have always received a timely response. My plan is more affordable than what I was paying previously."

Stephanie D.

Branding Designer

★★★★★

> "Allison and Brian were incredibly responsive and helpful when we signed up. They went above and beyond, making time for calls whenever we had questions. Solo Health's customer service is excellent. Highly recommend!"

Karen E.

Consultant, Community Relations

←

→

Why Solo Is Different

Built differently. Priced accordingly.

**Your business creates its own health plan.** Solo operates as a self-funded captive, the same structure large employers have used for decades to control costs and coverage quality. What makes it work for solopreneurs is the membership model: every Solo member passes a brief health questionnaire before enrolling, which keeps the insured pool healthier and lower-risk than what you'd find on the open market.

**That lower risk translates directly into lower costs. On average, Solo members save 30% compared to a comparable state marketplace plan without giving up the nationwide network, preventive care, or major medical coverage they need.**

## See how much you could save.

Solo members save an average of 30% vs comparable state marketplace plans.\*

[Get Your Rates →](https://solo.health/?utm_source=Alternative%20Balance#quote-section)

[Schedule a Consultation](https://calendly.com/d/cyqq-hg7-xsj/alternative-balance-x-solo-health-collective)

Solo Health is operated by Healthy Business Group (HBG). Solo is a self-funded major medical plan administered by Vault Admin Services and backed by Vault Health Captive, LLC. Solo is not individual health insurance purchased on the ACA exchanges. A health questionnaire is required; eligibility is not guaranteed. Members access the Multiplan PHCS nationwide PPO network. | [solo.health](https://solo.health)

\*Compared to a PPO Silver ACA plan